Need Health Insurance in Florida? We Compare All the Major Carriers for You.
Our team has helped 1000+ Texans find better coverage by comparing all the major health insurance companies. Same expert advisors, same 5-star service now available in Florida.
As Seen On
Trusted by Texans. Proven by Results. Now Serving Florida.
- 5 Stars 370+ Combined Reviews
- 30+ Years Experience
- Florida Licensed
- Same-Day Quotes
- Zero Pressure, Zero Fees
Who We Help in Florida?
Individuals
Need coverage but marketplace prices are too high? Let's find better options.
Families
Protect your whole family without emptying your savings account.
Small Businesses
Give your team great benefits. We handle the complicated stuff.
Why We're Expanding To Florida?
Texas Success, Florida Future
For over 30 years, Custom Health Plans has helped families and businesses in Texas find better health coverage.
Our reputation is built on something simple: make insurance easy to understand and help people find the right plan without pressure.
Now we’re bringing that same approach to Florida.
Why Florida? Because the insurance landscape here is just as confusing as Texas. People are paying too much for marketplace plans when better options exist.
Small business owners are overwhelmed. Self-employed folks are stuck between expensive
coverage and going without.
We know we can help because we’ve done it 1000+ times in Texas. Same carriers. Same service. Same commitment to making this simple for you.
How We Compare Health Insurance Companies in Florida
How It Works
1️⃣ You Call, Email or Zoom
Tell our team about your situation. Your budget. What coverage you need. Who your doctors are. Just a conversation, no forms yet.
2️⃣ We Compare Plans
Our advisors shop all the major health insurance companies in Florida including Florida Blue and send you options.
3️⃣ You Choose What Fits
We explain each plan, answer your questions, and help you decide. Take your time. No rush.
4️⃣ We Handle the Paperwork
Once you're ready, your advisor handles enrollment. We walk you through every step so nothing gets missed.
✅ We Stay Available
Questions about your coverage? Need help with a claim? Renewal coming up? Your advisor is still here. That's how we work.
Why People Choose Custom Health Plans
You Save Money
Many clients find better coverage for less than marketplace plans. We compare everything so you can see for yourself.
Education Over Sales
Our advisors help you understand your options so you can make a smart decision.
Real Advisors, Real Help
You work with a licensed insurance advisor. You'll have direct access to someone who knows your situation.
30+ Years of Experience
Custom Health Plans has been helping families since [YEAR]. We've seen every insurance situation you can imagine.
Long-Term Relationships
We don't disappear after you enroll. Many clients work with us for years because we're here when they need help.
You're in Texas. I'm in Florida. How Does This Work?
Good question. Here’s the honest answer:
We work with most of our Texas clients by phone, email and Zoom even
the ones who live nearby. It’s faster and more convenient for everyone.
You don’t have to take time off work. You don’t have to drive
anywhere. You can call us at 7am or email us at 8pm. Whatever
works for your schedule.
What matters: You’re working with our licensed advisors directly.
You’ll have a direct phone line and email. We remember who you are
and what you need.
And yes, we’re fully licensed in Florida: # P065884
Most people prefer working this way once they try it. It’s more
personal and more flexible than sitting in an office.
SEE: Why Texans Love Us
EXCELLENT Based on 330 reviews Posted on Ian HendersonTrustindex verifies that the original source of the review is Google. Wednesday after work, I called Custom Health Plans, Inc. in Plano to sort out coverage before my new contract kicked in. I used their online quote form first, then a quick phone consult to go over PPO vs HSA and what it meant for my budget. I brought my must keep doctor and my monthly cap, and they filtered options while I took notes on premiums, deductibles, and out of pocket. The conversation was clear and no pressure, and by the end I had a short list and a realistic number I could live with. Simple process that fit into a busy day. Would return.Posted on George MasekTrustindex verifies that the original source of the review is Google. Ric Monello did a tremendous job walking us through a process that was quite foreign and complex to us. He answered all of our MANY questions quickly and completely and provided truly helpful follow up support not only during the process but after our policies were issued. He's really made this as simple and easy to manage as I think it could be - THANK YOU RIC!Posted on EricTrustindex verifies that the original source of the review is Google. Service was great. Richard Monello, my agent and as knowledgeable and accommodating.Posted on Michael ReginaTrustindex verifies that the original source of the review is Google. Rick was terrific in helping me figure out the complicated landscape of health insurance. He spent a lot of time explaining the ins and outs of various types of plans and was able to find a great solution for my family. Highly recommend!Posted on martin flandersTrustindex verifies that the original source of the review is Google. Mark S. was a good agent to deal with & very knowledgeable in various health plans. Had several options available and provided recommendations for plans that suited our specific health situation.Posted on Mike HopkinsTrustindex verifies that the original source of the review is Google. I’ve used Mark Savoca for years for my kids health insurance polices. Mark has always been easy to reach, very responsive, found me policies that matched my needs, and handled all necessary details. Great guy and does a great job.Posted on Scott HuntTrustindex verifies that the original source of the review is Google. Mark Savoca was exceptionally helpful and responsive throughout the process of finding the right health insurance plan for my needs. I would highly recommend Custom Health Plans, Inc.Posted on Ann DennisTrustindex verifies that the original source of the review is Google. Great communication and understanding of our priorities and requirements. Mark is easy to work with and easy to reach.Posted on Dana FeiwusTrustindex verifies that the original source of the review is Google. I was referred to Mark Savoca to acquire health insurance after being laid off. He was responsive and knowledgeable, and he helped me secure a plan in under an hour.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Ready to Compare Your Options?
Stop guessing. Talk to our team and get real quotes from all the major health insurance companies in Florida.
Your questions answered
Do I have to come to your office?
No. We work with almost all our clients by phone and email. You’ll never need to leave Florida.
Are you licensed in Florida?
Yes. We’re fully licensed and bonded in Florida.
How is this different from HealthCare.gov?
HealthCare.gov shows you marketplace plans. We compare those PLUS private options from carriers like Aetna, Blue Cross, UnitedHealthcare, Cigna, and Humana.
Sometimes the marketplace is best (especially if you qualify for subsidies). Sometimes private plans are better. We look at everything and tell you honestly which makes sense for you.
What if I need help after I enroll?
We don’t disappear. Need help with a claim? Questions about coverage? Renewal coming up? We are always there for you. Many clients work with us for years.
How much does your service cost?
Nothing. Zero.
Insurance companies pay us a commission whether you go through us or directly through them. You pay the same price either way. But when you work with us, you get someone who explains what you’re buying and sticks around to help.
No fees for quotes. No markup on premiums. No hidden charges.
Can I keep my Florida doctors?
That depends on the plan. One of the first things our advisors ask is: “Who are your doctors?” Then we make sure to find plans that include them in-network.
How fast can I get coverage?
We usually get you quotes the same day or next day. Coverage start date depends on the carrier and when you enroll, but typically within a few days.
What if I'm self-employed?
We helped many self-employed people and small business owners find the best health insurance for small businesses in Texas. It’s one of our specialties and we are doing the same for Florida’s residents.
What carriers do you work with?
Yes. If you need temporary health insurance in Florida between jobs, waiting for employer coverage, or just need a bridge we can set that up. Coverage from 30 days to 3 years.
Do you offer short-term coverage?
Richard works with all the major health insurance companies in florida:
- Blue Cross Blue Shield of Florida
- Florida Blue
- UnitedHealthcare / United Health One
- Cigna
- Humana
- Aetna
That’s the advantage of working with an independent broker. We can shop all of them for you.