Association Health Plans for Texas Small Businesses
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This is a Good Fit If You’re
Small Business Owners
Need coverage but marketplace prices are too high? Let's find better options.
Self Employed & 1099 Contractors
Protect your whole family without emptying your savings account.
Freelance & Gig Workers
Give your team great benefits. We handle the complicated stuff.
Tired of Narrow Networks
Keep your current doctors with broad nationwide PPO networks
What Is an Association Health Plan?
That usually means:
1️⃣ You can qualify through a business or group
2️⃣ Individual, family & self employed options available
2️⃣ You may join an association (based on the program rules)
4️⃣ Then you can apply for plan options through that route
Not everyone qualifies. That’s why we start with a quick eligibility check.
Why People Choose Association-Based Plans
That usually means:
1️⃣ Group-style plan options (based on eligibility)
2️⃣ More plan choices than they expected
3️⃣ A clearer path than trying to shop alone
4️⃣ Broker guidance so you don’t waste time on the wrong option
Every program is different. What you qualify for depends on your business setup, ZIP code, and other details.
How It Works (3 Simple Steps)
Check Eligibility
Tell us your ZIP code and basic business info to check eligibility.
Compare Your Best Options
We look at association-based routes and other options that may be a better fit.
You Enroll With Help
If it’s a fit, we guide you through the steps and paperwork.
Good Fit vs Not a Fit (Save Time)
This may be a good fit if:
- You are self-employed or own a business
- You want broader coverage, not bare-minimum plans
- You want preventive care fully covered
This may NOT be a good fit if:
- You only want Marketplace subsidies
- You want “instant pricing” without any questions
- Your medical history does not qualify
SEE: Why Texans Love Us
EXCELLENT Based on 330 reviews Posted on Ian HendersonTrustindex verifies that the original source of the review is Google. Wednesday after work, I called Custom Health Plans, Inc. in Plano to sort out coverage before my new contract kicked in. I used their online quote form first, then a quick phone consult to go over PPO vs HSA and what it meant for my budget. I brought my must keep doctor and my monthly cap, and they filtered options while I took notes on premiums, deductibles, and out of pocket. The conversation was clear and no pressure, and by the end I had a short list and a realistic number I could live with. Simple process that fit into a busy day. Would return.Posted on George MasekTrustindex verifies that the original source of the review is Google. Ric Monello did a tremendous job walking us through a process that was quite foreign and complex to us. He answered all of our MANY questions quickly and completely and provided truly helpful follow up support not only during the process but after our policies were issued. He's really made this as simple and easy to manage as I think it could be - THANK YOU RIC!Posted on EricTrustindex verifies that the original source of the review is Google. Service was great. Richard Monello, my agent and as knowledgeable and accommodating.Posted on Michael ReginaTrustindex verifies that the original source of the review is Google. Rick was terrific in helping me figure out the complicated landscape of health insurance. He spent a lot of time explaining the ins and outs of various types of plans and was able to find a great solution for my family. Highly recommend!Posted on martin flandersTrustindex verifies that the original source of the review is Google. Mark S. was a good agent to deal with & very knowledgeable in various health plans. Had several options available and provided recommendations for plans that suited our specific health situation.Posted on Mike HopkinsTrustindex verifies that the original source of the review is Google. I’ve used Mark Savoca for years for my kids health insurance polices. Mark has always been easy to reach, very responsive, found me policies that matched my needs, and handled all necessary details. Great guy and does a great job.Posted on Scott HuntTrustindex verifies that the original source of the review is Google. Mark Savoca was exceptionally helpful and responsive throughout the process of finding the right health insurance plan for my needs. I would highly recommend Custom Health Plans, Inc.Posted on Ann DennisTrustindex verifies that the original source of the review is Google. Great communication and understanding of our priorities and requirements. Mark is easy to work with and easy to reach.Posted on Dana FeiwusTrustindex verifies that the original source of the review is Google. I was referred to Mark Savoca to acquire health insurance after being laid off. He was responsive and knowledgeable, and he helped me secure a plan in under an hour.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Check Eligibility and Get Your Options
Frequently Asked Questions
Do I automatically qualify?
Is this the same as Marketplace health insurance?
Can I keep my doctor?
How long does enrollment take?
What info do you need from me?
- ZIP code
- Business details (if applicable)
- Number of people to cover
- Any must-have doctors or medications (optional but helpful)